Restore your credit with confidence
Select the plan that fits your goals. Cancel or change your tier anytime.
Billed $468 once per year
Included in this plan:
- Credit report audit & analysis
- Dispute letter generation tools
- Bureau communication templates
- Basic score tracking dashboard
- Email support for disputes
- Monthly progress reporting
Billed $948 once per year
Included in this plan:
- Everything in Credit Basics
- Unlimited bureau dispute filings
- Personalized financial coaching
- Debt management strategy plan
- Priority dispute processing
- Real-time score alerts
- Direct advisor chat access
Billed $1908 once per year
Included in this plan:
- Everything in Credit Builder
- Advanced legal dispute tactics
- Identity theft protection suite
- Monthly strategy review calls
- Early access to credit tools
- Dedicated account manager
- Quarterly credit health audit
Our risk-free commitment
We believe in transparent results and clear communication.
30-day satisfaction
Try our tools and coaching. If you do not see progress, request a full refund.
No long-term lock
Stay as long as you need. Switch between monthly and annual plans anytime.
Easy cancellation
No hidden hurdles or retention calls. Manage your account from your dashboard.
Need help choosing a plan?Contact our support team
Choose Your Optimization Plan
Select the level of credit defense that matches your financial goals, from basic cleanup to full institutional-grade optimization.
Capability Comparison
Direct evaluation of our service tiers
| Service Feature | Basic | Pro | Elite |
|---|---|---|---|
Dispute Volume | 3 items | 8 items | Unlimited |
Coaching Access | null | 1 session | Unlimited |
Bureau Coverage | Equifax only | All 3 bureaus | All 3 bureaus |
Legal Precision | Standard | Advanced | Institutional |
Status Tracking | Email only | Dashboard | Dashboard + SMS |
Data Security | Standard | Enhanced | Bank-grade |
Need help choosing the right plan?
Speak with a credit specialist to review your current report and identify the most effective path to your target score.